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<?xml-stylesheet type="text/xsl" href="http://www.zteamaz.com/utility/FeedStylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Dave Zajdzinski</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/default.aspx</link><description>&lt;a href="http://www.zteamaz.com"&gt; Back to Z Team Web Site &lt;/a&gt;</description><dc:language>en</dc:language><generator>CommunityServer 2.1 SP1 (Debug Build: 61019.2)</generator><item><title>Price Reduced on 5302 E VAN BUREN ST Unit 1052 in Belaflora Condominiums</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/12/08/dfa51e6d35264196b0d342b0895af960.aspx</link><pubDate>Tue, 08 Dec 2009 07:36:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:580247</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/580247.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=580247</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=580247</wfw:comment><description>&lt;p&gt;&lt;span id="LeadIn" style="font-weight:bold;"&gt;Belaflora Condominiums, Phoenix&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; &lt;span&gt;Announcing a price reduction &lt;/span&gt;&lt;span&gt;on 5302 E VAN BUREN ST Unit 1052, a 847 sq. ft., 2 bath, 2 bdrm single story. Now&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4301307" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$77,500&lt;/span&gt; - . &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Phoenix/Arizona/Homes/Belaflora_Condominiums/Agent/Listing_8952670.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/971.ashx?633961447771576071" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=580247" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>Price Reduced on 1052-5302 E VAN BUREN ST in Belaflora Condominiums</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/12/08/629ec53d1f3e460fa728c69961aed21f.aspx</link><pubDate>Tue, 08 Dec 2009 07:33:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:580246</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/580246.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=580246</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=580246</wfw:comment><description>&lt;p&gt;&lt;span id="LeadIn" style="font-weight:bold;"&gt;Belaflora Condominiums, Phoenix&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; &lt;span&gt;Announcing a price reduction &lt;/span&gt;&lt;span&gt;on 1052-5302 E VAN BUREN ST, a 847 sq. ft., 2 bath, 2 bdrm single story. Now&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4301307" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$77,500&lt;/span&gt; - . &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Phoenix/Arizona/Homes/Belaflora_Condominiums/Agent/Listing_8952670.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/976.ashx?633961448328468891" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=580246" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>Price Reduced on 8029 E IDAHO AVE Mesa in Casa Mia 2-B</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/12/03/f161e02b3d9449efba110bd92fb8d03c.aspx</link><pubDate>Thu, 03 Dec 2009 23:17:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:578786</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/578786.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=578786</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=578786</wfw:comment><description>&lt;p&gt;&lt;span id="LeadIn" style="font-weight:bold;"&gt;Casa Mia 2-B, Mesa&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; &lt;span&gt;Announcing a price reduction &lt;/span&gt;&lt;span&gt;on 8029 E IDAHO AVE Mesa, a 1,080 sq. ft., 2 bath, 3 bdrm single story. Now&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4298695" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$64,900&lt;/span&gt; &lt;span&gt;&lt;/span&gt;- Priced To Sell!. &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Mesa/Arizona/Homes/Casa_Mia_2-B/Agent/Listing_8658117.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/975.ashx?633961448252060196" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=578786" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>Price Reduced on 2160 N 77th Place Mesa, AZ in A County Island</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/12/02/b94e14609c944998a6b9cca3346c18c7.aspx</link><pubDate>Wed, 02 Dec 2009 23:02:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:578301</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/578301.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=578301</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=578301</wfw:comment><description>&lt;p&gt;&lt;span id="LeadIn" style="font-weight:bold;"&gt;A County Island, Mesa&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; &lt;span&gt;Announcing a price reduction &lt;/span&gt;&lt;span&gt;on 2160 N 77th Place Mesa, AZ, a 1,508 sq. ft., 2 bath, 2 bdrm single story. Now&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4296502" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$160,000&lt;/span&gt; - . &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Mesa/Arizona/Homes/A_County_Island/Agent/Listing_8610293.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/974.ashx?633961448165494926" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=578301" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>Single Story For Sale in Cottonflower</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/11/28/d8e4546cbd5a42799373d201aa488fea.aspx</link><pubDate>Sun, 29 Nov 2009 01:54:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:576632</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/576632.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=576632</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=576632</wfw:comment><description>&lt;p align="center" style="float:left;margin-right:10px;"&gt;&lt;a href="http://www.zteamaz.com/Goodyear/Arizona/Homes/Cottonflower/Agent/Listing_7867884.html"&gt;&lt;img src="http://media.point2.com/p2a/listing/660e/98d8/8a54/008b652f1b3b35e26998/w475h356.jpg" class="Photo ListingPhoto" alt="Front" border="0" style="border:black 1px solid;"&gt;&lt;/a&gt; &lt;span class="cutline"&gt;&lt;br /&gt;&lt;strong&gt;Amazing Homesite!&lt;/strong&gt; &lt;/span&gt;&lt;/p&gt;&lt;p class="summary" style="margin-top:0px;"&gt;&amp;bull;&amp;nbsp;&lt;span&gt;1,527 sq. ft., 2 bath, 3 bdrm single story&lt;/span&gt; &lt;span&gt;-&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4296200" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$129,000&lt;/span&gt; &lt;/p&gt;&lt;p&gt;&lt;span class="dateline" id="LeadIn" style="font-weight:bold;"&gt;Cottonflower, Goodyear&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; FANTASTIC HOMESITE! THIS HOME IS LOCATED IN A CUL-DE-SAC THAT BACKS TO A GREENBELT AND HAS SINGLE LEVELS ON EITHER SIDE. PERFECT SETTING FOR THE PRIVATE POOL AND BEAUTIFUL BACK YARD. BEST VIEW IN THE NEIGHBORHOOD!! 20 X 20 TILE THROUGHOUT THE HOME EXCEPT FOR CARPET IN THE BEDROOMS. OPEN GREAT ROOM TO THE KITCHEN AND DEN CAN BE CONVERTED TO A BEDROOM (CLOSET ALREADY THERE). DON&amp;#39;T MISS OUT ON THIS HOME!! &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Goodyear/Arizona/Homes/Cottonflower/Agent/Listing_7867884.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/973.ashx?633961448079398421" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=576632" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>Price Reduced on 17259 W Navajo St Goodyear AZ in Cottonflower</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/11/25/e0fc50fc31864d4f80018d32055ef768.aspx</link><pubDate>Wed, 25 Nov 2009 22:56:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:575875</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/575875.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=575875</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=575875</wfw:comment><description>&lt;p&gt;&lt;span id="LeadIn" style="font-weight:bold;"&gt;Cottonflower, Goodyear&lt;/span&gt; &lt;span&gt;&amp;nbsp;-&amp;nbsp;&lt;/span&gt; &lt;span&gt;Announcing a price reduction &lt;/span&gt;&lt;span&gt;on 17259 W Navajo St Goodyear AZ, a 1,527 sq. ft., 2 bath, 3 bdrm single story. Now&lt;/span&gt; &lt;img border="0" id="Price_mi" src="http://www.zteamaz.com/OFFICE/PortalOfficeShared/images/1x1.gif" style="position:absolute;width:34px;height:20px;" title="MLS&amp;reg; #4296200" /&gt; &lt;span id="Price_r" style="font-family:Verdana;font-size:10px;font-weight:bold;"&gt;MLS&amp;reg;&lt;/span&gt; &lt;span id="Price_pl"&gt;$129,000&lt;/span&gt; - . &lt;/p&gt;&lt;p&gt;&lt;a href="http://www.zteamaz.com/Goodyear/Arizona/Homes/Cottonflower/Agent/Listing_7867884.html"&gt;Property information&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;img src="http://davezajdzinski.point2agent.com/ink/972.ashx?633961447970019921" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=575875" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/For+Sale/default.aspx">For Sale</category></item><item><title>RE/MAX Agents helping to prevent foreclosure</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/11/20/re-max-agents-helping-to-prevent-foreclosure.aspx</link><pubDate>Fri, 20 Nov 2009 16:24:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:573577</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/573577.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=573577</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=573577</wfw:comment><description>&lt;p&gt;See the video below to learn more&lt;/p&gt;&lt;p&gt;&lt;img src="http://www.zteamaz.com/ink/949.ashx?633943096177203333" /&gt;&lt;/p&gt;&lt;p align="center" id="video_573577"&gt;&lt;a href="http://www.youtube.com/v/0ybVmas7gWs&amp;hl=en_US&amp;fs=1&amp;"&gt;&lt;/param&gt;&lt;param "&gt;&lt;img src="/Themes/default/images/video.gif" border = "0" width="560" height="340"&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href = "http://www.youtube.com/v/0ybVmas7gWs&amp;hl=en_US&amp;fs=1&amp;"&gt;&lt;/param&gt;&lt;param "&gt;View Video&lt;/a&gt;&lt;br /&gt;Format: ???&lt;br /&gt;Duration: --:--&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=573577" width="1" height="1"&gt;</description><enclosure url="http://www.youtube.com/v/0ybVmas7gWs&amp;hl=en_US&amp;fs=1&amp;&quot;&gt;&lt;/param&gt;&lt;param " length="0" type="application/octet-stream" /></item><item><title>RE/MAX Agents Know the NEW 2009-2010 Tax Credit</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/11/20/re-max-agents-know-the-new-2009-2010-tax-credit.aspx</link><pubDate>Fri, 20 Nov 2009 15:59:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:573569</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/573569.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=573569</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=573569</wfw:comment><description>&lt;p&gt;See this video for more information on the New 2009 Tax Credit&lt;/p&gt;&lt;p&gt;&lt;img src="http://www.zteamaz.com/ink/946.ashx?633943084963370000" /&gt;&lt;/p&gt;&lt;p align="center" id="video_573569"&gt;&lt;a href="http://www.youtube.com/watch?v=1leN8E8BKTo&amp;hl=en_US&amp;fs=1&amp;"&gt;&lt;/"&gt;&lt;img src="/Themes/default/images/video.gif" border = "0" width="560" height="340"&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href = "http://www.youtube.com/watch?v=1leN8E8BKTo&amp;hl=en_US&amp;fs=1&amp;"&gt;&lt;/"&gt;View Video&lt;/a&gt;&lt;br /&gt;Format: ???&lt;br /&gt;Duration: 2:10&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=573569" width="1" height="1"&gt;</description><enclosure url="http://www.youtube.com/watch?v=1leN8E8BKTo&amp;hl=en_US&amp;fs=1&amp;&quot;&gt;&lt;/" length="0" type="application/octet-stream" /></item><item><title>Z Team Earns Their Certified Distressed Expert Designation - Now what does that mean?</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/10/21/z-team-earns-their-certified-distressed-expert-designation-now-what-does-that-mean.aspx</link><pubDate>Thu, 22 Oct 2009 04:41:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:560686</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/560686.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=560686</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=560686</wfw:comment><description>&amp;nbsp; &lt;p&gt;FOR RELEASE: IMMEDIATE&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; For more information, please contact:&lt;/p&gt;&lt;p align="right"&gt;Dave Zajdzinski&lt;/p&gt;&lt;p align="right"&gt;480-285-3642&lt;/p&gt;&lt;p align="right"&gt;dave@zteamaz.com&lt;/p&gt;&lt;p align="right"&gt;www.zteamaz.com&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p align="center"&gt;&lt;strong&gt;Dave Zajdzinski Earns Prestigious Designation to Help Homeowners&lt;/strong&gt;&lt;/p&gt;&lt;p align="center"&gt;&lt;strong&gt;in Danger of Foreclosure&lt;/strong&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p align="center"&gt;&lt;strong&gt;&lt;u&gt;&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Dave Zajdzinski, AZ - 10/21/09 - Dave Zajdzinski of RE/MAX Elite in Tempe has earned the prestigious Certified Distressed Property Expert&lt;sup&gt;&amp;reg;&lt;/sup&gt; (CDPE) designation, having completed extensive training in foreclosure avoidance, with a particular emphasis on short sales. At a time when millions of homeowners are struggling with the possibility of foreclosure, the skills and education accumulated by Zajdzinski will help benefit Tempe-area residents and communities.&lt;/p&gt;&lt;p&gt;Short sales allow the distressed homeowner to repay the mortgage at the price that the home sells for, even if it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.&lt;/p&gt;&lt;p&gt;Today, more than 13 percent of homeowners are delinquent on their mortgage or in the foreclosure process. This is occurring across all price ranges, and the fastest-growing category of homes in foreclosure is the luxury home market.&lt;/p&gt;&lt;p&gt;&amp;quot;The CDPE designation has been invaluable as I work with homeowners and lenders on complicated short sales,&amp;quot; said Zajdzinski. &amp;quot;It is so rewarding to be able to help families save their homes from foreclosure.&amp;quot;&lt;/p&gt;&lt;p&gt;Alex Charfen, co-founder and CEO of the Distressed Property Institute in Austin, Texas, said that agents such as Dave Zajdzinski with the CDPE Designation have valuable perspective on the market, and training in short sales that can offer homeowners real alternatives to foreclosure, which can be devastating to credit ratings.&lt;/p&gt;&lt;p&gt;&amp;quot;These experts better understand market conditions than the average agent, and can help sellers through the complications of foreclosure avoidance,&amp;quot; he said.&lt;/p&gt;&lt;p&gt;The Distressed Property Institute provides live and online courses to train real estate professionals how to help homeowners in distress, with a particular emphasis on handling short sales.&lt;/p&gt;&lt;p&gt;&amp;quot;Our goal is to help as many homeowners as possible, by educating as many real estate professionals as possible,&amp;quot; Charfen said. &amp;quot;Dave Zajdzinski has demonstrated a commitment to the struggling homeowners, and will provide much-needed assistance in stabilizing the community.&amp;quot;&lt;/p&gt;&lt;p&gt;For more information about CDPE Designation, visit &lt;a href="http://www.shortsellaz.com/"&gt;http://www.shortsellaz.com/&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&lt;img src="http://www.zteamaz.com/ink/935.ashx?633917620091630000" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=560686" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Market+Conditions/default.aspx">Market Conditions</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Announcements/default.aspx">Announcements</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Industry/default.aspx">Industry</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Finances/default.aspx">Finances</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Seller+Information/default.aspx">Seller Information</category></item><item><title>Gilbert Statistics for July 2009</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/08/27/gilbert-statistics-for-july-2009.aspx</link><pubDate>Thu, 27 Aug 2009 21:38:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:513560</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/513560.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=513560</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=513560</wfw:comment><description>&amp;nbsp; &lt;p&gt;From July 1st through July 31st 2009 there were 454 (down from 464 in June) Residential home sales in Gilbert, Arizona.&amp;nbsp; The Average sales price was $224,873, this is up from $221,082 in June.&amp;nbsp; The average ADOM or Active Days on Market was 77 days, 7 days quicker than June.&lt;/p&gt;&lt;p&gt;Along with the closed sales in Gilbert in July there were 413 pending sales (down from 439 in June) and 659 new listings (up from 644 in June) along with 60 expired listings (100 in June).&lt;/p&gt;&lt;p&gt;The average list price in Gilbert, Arizona was $293,178 up from $291,767 in June.&lt;/p&gt;&lt;p&gt;&lt;img height="2000" src="http://la.curbed.com/uploads/2008_08_sold.jpg" style="width:282px;height:191px;" width="3008" /&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=513560" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Market+Conditions/default.aspx">Market Conditions</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Industry/default.aspx">Industry</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Seller+Information/default.aspx">Seller Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Community+Information/default.aspx">Community Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/First+Time+Home+Buying/default.aspx">First Time Home Buying</category></item><item><title>Tips for entertaining once you are in your new home</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/07/27/tips-for-entertaining-once-you-are-in-your-new-home.aspx</link><pubDate>Mon, 27 Jul 2009 21:17:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:500534</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/500534.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=500534</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=500534</wfw:comment><description>Great Entertaining &lt;br /&gt;&lt;br /&gt;Never let them see you sweat. This is the single most crucial factor to throwing a great party. The host must stay completely cool even in the face of possible disaster. Your guests want the illusion that you effortlessly whipped together this little function just before you dressed. They do not want to know that you are exhausted from planning all week. &lt;br /&gt;&lt;br /&gt;Do not ever let on that you are stressed. It makes your guest uncomfortable and the party starts off on a sour note. That said here are some tips to help you throw that effortlessly fabulous party. &lt;br /&gt;&lt;br /&gt;&amp;bull; Try to plan so that at least 3 of the 4 menu items can be prepared before the guests arrive. A hearty soup could be made the day before, and salads can be prepared, left in the fridge and dressing added just before serving. &lt;br /&gt;&lt;br /&gt;&amp;bull; Don&amp;rsquo;t underestimate the pressure cooker. They are the perfect no fuss way to create delicious meals. Throw in the ingredients and hours later your fabulous meal is revealed. &lt;br /&gt;&lt;br /&gt;&amp;bull; If you can, set your table a day in advance. Also, go through all of your serving pieces including silverware, glassware etc to make sure everything is ready to be used. &lt;br /&gt;&lt;br /&gt;&amp;bull; Consider ordering in. Have the meal delivered a half hour before your guest arrive and keep the items warm in the oven. Serve on your own attractive dishes and serving pieces and no one will know the difference. &lt;br /&gt;&lt;br /&gt;&amp;bull; If your ability in the kitchen is less-than-stellar, why not host a party that requires a lot less in the way of culinary aptitude. Have a wine and cheese, a Make your Own Pizza night, or a muffin and coffee brunch. &lt;br /&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=500534" width="1" height="1"&gt;</description></item><item><title>Gilbert Statistics for May 2009</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/07/09/gilbert-statistics-for-may-2009.aspx</link><pubDate>Thu, 09 Jul 2009 21:05:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:493424</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/493424.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=493424</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=493424</wfw:comment><description>&lt;p&gt;From May 1st through May 31st 2009 there were 455 Residential home sales in Gilbert, Arizona.&amp;nbsp; The Average sales price was $208,677.&amp;nbsp; The average ADOM or Active Days on Market was 88 days.&lt;/p&gt;&lt;p&gt;Along with the closed sales in Gilbert in May there were 483 pending sales and 532 new listings along with 65 expired listings.&lt;/p&gt;&lt;p&gt;The average list price in Gilbert, Arizona was $295,678. &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;img height="199" src="http://real-estate-101.net/wp-content/uploads/2009/06/sold-300x199.jpg" width="300" /&gt;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=493424" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Market+Conditions/default.aspx">Market Conditions</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Industry/default.aspx">Industry</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Community+Information/default.aspx">Community Information</category></item><item><title>Amazing Value in Pinal County</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/06/29/amazing-value-in-pinal-county.aspx</link><pubDate>Mon, 29 Jun 2009 23:42:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:489114</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/489114.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=489114</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=489114</wfw:comment><description>&lt;p&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;In between April and June of 2006 the median sales price for single family detached homes in Pinal county was $231,000 and you had to wait in line to buy a home at that price. Today the median price is $94,000 for those same months. That is over 60% lower than the peak price of 2006 and people are noticing. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Pinal&lt;/span&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; &lt;/span&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;County&lt;/span&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; was put on the map in &lt;/span&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Arizona&lt;/span&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; during the real estate boom of 2005 and 2006. The two cities that flourished were &lt;a href="http://www.azcentral.com/news/articles/2009/06/28/20090628maricopa0628.html" target="_blank"&gt;Maricopa&lt;/a&gt; and Queen Creek. Home buyers and investors flocked to these cities to get their piece of the pie during the rapid real estate build up. With prices being significantly lower than homes located closer to the phoenix metro area many buyers traded a longer commute for more square feet and highly upgraded homes.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Now that home owners have seen their home values decline up to 60% many are abandoning their homes with either short sales or foreclosures. Paired with this are the glutton of investors who are walking away from their over inflated investments, recognizing it would take many years to recoup their capital and negative equity. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Bad for the economy, bad for banks, but this is good news for first time home buyers and cash investors. Many first time buyers are seeing that they can trade their rent payment for a mortgage payment and get up to $8,000 from the government to help them with the purchase. It&amp;#39;s an amazing time to be a first time home buyer given the market condition and interest rates. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;So far from April 1st through June 22nd there have been 1529 total sales for single family detached homes, 611 of those have been cash sales. From January of 2008 to May of 2009 the supply of homes in Maricopa alone has dropped from a 20.9 month supply to a 3.21 supply. The inventory is being bought up and we are now seeing multiple offers on what&amp;#39;s remaining. The good news is that the banks are getting rid of these foreclosures and there&amp;#39;s still great opportunity for buyers, even with the reduction of supply and competition. Prices remain great, you just have to be patient with the process. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;To take advantage of the prices in &lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Pinal&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; &lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;County&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; follow some simple steps:&lt;/span&gt;&lt;/strong&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt; &lt;/span&gt;&lt;/p&gt;&lt;ul&gt;&lt;li class="MsoNormal" style="margin:0in 0in 0pt;tab-stops:list .5in;"&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Get prequalified with a signed &amp;quot;Loan Status Report&amp;quot;. This is a &lt;u&gt;must&lt;/u&gt; before looking at homes.&lt;/span&gt;&lt;/li&gt;&lt;li class="MsoNormal" style="margin:0in 0in 0pt;tab-stops:list .5in;"&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Determine your price range (what you want to spend, which is probably less than your LSR) and location.&lt;/span&gt;&lt;/li&gt;&lt;li class="MsoNormal" style="margin:0in 0in 0pt;tab-stops:list .5in;"&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Decide what&amp;#39;s on your must have list and your wish list, sometimes you can&amp;#39;t get everything you want.&lt;/span&gt;&lt;/li&gt;&lt;li class="MsoNormal" style="margin:0in 0in 0pt;tab-stops:list .5in;"&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Interview a few Realtors to determine who you want working on your behalf.&lt;/span&gt;&lt;/li&gt;&lt;li class="MsoNormal" style="margin:0in 0in 0pt;tab-stops:list .5in;"&gt;&lt;span style="font-family:Arial;font-size:10pt;"&gt;Employ the services of your chosen Realtor and be prepared to compete with other savvy buyers.&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=489114" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Market+Conditions/default.aspx">Market Conditions</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Tax+Credit/default.aspx">Tax Credit</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/First+Time+Home+Buying/default.aspx">First Time Home Buying</category></item><item><title>Are Bank Owned Home Prices Really What They Seem?</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/06/19/are-bank-owned-home-prices-really-what-they-seem.aspx</link><pubDate>Fri, 19 Jun 2009 23:12:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:484819</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/484819.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=484819</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=484819</wfw:comment><description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking on the internet and discover bank owned home prices,
sometimes they can seem too good to be true...well sometimes they are.&amp;nbsp;
Currently in Arizona many banks
are offering homes for sale with very low prices that don&amp;#39;t reflect what the
bank actually gets for them. Now what do you do?&lt;/p&gt;



&lt;p&gt;&lt;img alt="Bank Owned Homes" height="229" src="http://activerain.com/image_store/uploads/9/8/7/6/4/ar120938972346789.jpg" title="Bank Owned Homes" width="240" /&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;So you&amp;#39;ve found a home on a realtor&amp;#39;s website or on a popular real estate
site and you see the home is almost being given away.&amp;nbsp; You start doing
mortgage calculations and see how much more home you can afford with these
incredible foreclosures and bank owned homes.&amp;nbsp; Now you adjust your search
range and start looking at homes that are a little bit more expensive than
before.&amp;nbsp; &lt;/p&gt;

&lt;p&gt;Now you contact a realtor to view these homes and to the surprise of you and
many other buyers, the homes are selling for more than what they are listed for
and in fact are getting multiple offers.&amp;nbsp; We are seeing bank owned homes
command as many as 30 offers.&amp;nbsp; &lt;/p&gt;

&lt;p&gt;Is it bait and switch?&amp;nbsp; No, not really.&amp;nbsp; What the banks are doing
is in their best interest, creating competition and getting home buyers
interested.&amp;nbsp; Buyers are getting excited and don&amp;#39;t want to miss out and an
incredible opportunity and it gets them out from in front of their computers
and out to the bank owned homes.&amp;nbsp; Mission
accomplished for the banks and government agencies that own the homes.&lt;/p&gt;

&lt;p&gt;Is it not worth buying if there&amp;#39;s so much competition?&amp;nbsp;&amp;nbsp;&lt;strong&gt;Of&amp;nbsp;course
it&amp;#39;s worth it!&lt;/strong&gt;&amp;nbsp; The fact is the end sales price is still an
incredible buy compared to the last two decades of home buying.&amp;nbsp; Homes are
still selling for $50 a square foot that at one time sold for $270 a square
foot, accompanied with historically low interest rates.&amp;nbsp; It&amp;#39;s a great time
to be a buyer in this market.&amp;nbsp; Don&amp;#39;t get hung up on the fact that there
are multiple offers, or that prices are more than what&amp;#39;s advertised, focus on
what you&amp;#39;re actually getting for the end price.&lt;/p&gt;

&lt;p&gt;What should you do if you want to buy or look at bank owned homes?&amp;nbsp;
First contact a reputable, experienced realtor who can put in to perspective
what the homes in specific markets are selling for, compared to what they&amp;#39;re
listed for.&amp;nbsp; Armed with that knowledge you can accurately decipher between
a market priced home or a home that a bank is fishing for offers on.&amp;nbsp; Keep
in mind that the condition of the home and the location will effect the price,
however you can still establish a market price for comparable homes to gauge
what the bank is ultimately trying to receive from the sale of the home.&amp;nbsp; &lt;/p&gt;

&lt;p&gt;Make sure you are working with a realtor who knows how to &amp;quot;play the
game&amp;quot; with the banks and can get your offer accepted and pushed through
before the other offers are accepted and you can own a home for a fraction of
the price they sold for just a few years ago.&lt;/p&gt;



&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=484819" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Market+Conditions/default.aspx">Market Conditions</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/First+Time+Home+Buying/default.aspx">First Time Home Buying</category></item><item><title>$8,000 First Time Buyer Tax Credit can now be used for closing costs</title><link>http://www.zteamaz.com/blogs/dave_zajdzinski/archive/2009/06/16/8-000-first-time-buyer-tax-credit-can-now-be-used-for-closing-costs.aspx</link><pubDate>Wed, 17 Jun 2009 05:13:00 GMT</pubDate><guid isPermaLink="false">0d9a308c-9313-4130-9d5a-71e2c96a3dcc:483435</guid><dc:creator>Dave and Steve Zajdzinski</dc:creator><slash:comments>0</slash:comments><comments>http://www.zteamaz.com/blogs/dave_zajdzinski/comments/483435.aspx</comments><wfw:commentRss>http://www.zteamaz.com/blogs/dave_zajdzinski/commentrss.aspx?PostID=483435</wfw:commentRss><wfw:comment>http://www.zteamaz.com/blogs/dave_zajdzinski/rsscomments.aspx?PostID=483435</wfw:comment><description>&lt;p&gt;On May 29th U.S. Housing and Urban Development Secretary Shaun Donovan announced that FHA will now allow the first time home buyer credit from the &lt;a href="http://portal.hud.gov/portal/page?_pageid=153,1&amp;amp;_dad=portal&amp;amp;_schema=PORTAL" title="American Recovery Act" target="_blank"&gt;A&lt;em&gt;merican Recovery and Reinvestment Act of 2009&lt;/em&gt;&lt;/a&gt; to be applied towards the purchase price of an FHA insured home.&amp;nbsp; Home buyers using FHA-approved lenders can apply the tax credit to their down payment in excess of 3.5 percent of appraised value or their closing costs.&lt;/p&gt;&lt;p&gt;What this means to the first time home buyer is that closing costs, discount points to buy down interest rates, or additional down payments&amp;nbsp;can be paid out of this credit, &lt;strong&gt;reducing the&lt;/strong&gt; &lt;strong&gt;out-of-pocket cash needed to&amp;nbsp;buy a home&lt;/strong&gt;.&amp;nbsp;&lt;/p&gt;&lt;p&gt;According to estimates by the National Association of Home Builders, 160,000 home sales across the nation will be generated&amp;nbsp;because of&amp;nbsp;this.&amp;nbsp; (101,000 first-time home buyers will receive the credit, and 59,000 existing home owners may purchase another home becuase a first-time home buyer purchased their home.)&lt;/p&gt;&lt;p&gt;&amp;nbsp;Additional tax information is available&amp;nbsp;&lt;a href="http://www.irs.gov/newsroom/article/0,,id=205416,00.html" target="_blank"&gt;here&lt;/a&gt; from the IRS.&amp;nbsp; &lt;/p&gt;&lt;img src="http://www.zteamaz.com/aggbug.aspx?PostID=483435" width="1" height="1"&gt;</description><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Real+Estate/default.aspx">Real Estate</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Finances/default.aspx">Finances</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Buyer+Information/default.aspx">Buyer Information</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/Tax+Credit/default.aspx">Tax Credit</category><category domain="http://www.zteamaz.com/blogs/dave_zajdzinski/archive/tags/First+Time+Home+Buying/default.aspx">First Time Home Buying</category></item></channel></rss>